Who we help
Accountants for landlords.
From a single buy-to-let to a growing portfolio, we work out your rental profit, claim what you are entitled to and keep you compliant with HMRC.
Rental income has its own tax rules: which expenses are allowable, how mortgage interest is treated and what happens when you sell. We handle the numbers and the deadlines, including for landlords who live outside the UK.
What you need to stay on top of
Self Assessment for rental income
Your rental profit goes on your Self Assessment return, filed and paid by 31 January.
Mortgage interest
For residential lets, finance costs are not deducted as an expense. You get a tax credit at the basic rate of 20% instead.
Making Tax Digital
Property income counts towards the MTD for Income Tax threshold, together with any self-employed income.
Selling a property
If Capital Gains Tax is due on the sale of a UK residential property, you must report and pay it within 60 days of completion.
Living abroad
Landlords who live outside the UK fall under the Non-Resident Landlord Scheme.
Services we recommend
- Self Assessment Tax ReturnsYour rental income and expenses reported correctly on your annual return.
- Making Tax DigitalQuarterly property updates set up and sent to HMRC.
- BookkeepingRent, repairs and costs tracked property by property.
- Company FormationIf holding property in a limited company makes sense, we set it up properly.
Prefer one monthly fee?
Survive Essential compliance for small limited companies.
Own your properties through a limited company? Our Survive package covers the company’s year-end accounts, your director’s tax return and company secretarial for one monthly fee.
Compare packagesFrequently asked questions
Can I still deduct my mortgage interest?
Not as an expense on residential lets. Instead you get a tax credit worth 20% of your finance costs. We work it out for you so the credit is applied correctly.
Do I need to tell HMRC about rental income?
In most cases, yes. If your rental income is more than £1,000 a year, you need to tell HMRC, usually through Self Assessment.
I live outside the UK. Can you help?
Yes. We deal with the Non-Resident Landlord Scheme and your UK tax return, and we can work with you in Greek.
Other clients we help
Sole traders
Self Assessment, bookkeeping and Making Tax Digital, handled for you.
See how we helpLimited companies
Year-end accounts, Corporation Tax, payroll and Companies House filings in one place.
See how we helpStart-ups
The right structure, registrations and records from day one.
See how we helpEmployers
Payroll, RTI submissions, pensions and payslips, run on time every month.
See how we helpGrowing businesses
Management accounts, forecasts and advice to plan your next step.
See how we helpReady to hand over the numbers?
Tell us what you need and we’ll come back to you with a clear, no-obligation quote.
Prefer to talk it through first? Book a 30-minute consultation (£50 + VAT)